:root{
  --bg:#FFF7EC; --bg-2:#FFE8C9; --surface:#FFFFFF; --surface-2:#FFFBF3;
  --ink:#1E1740; --ink-soft:#5B5573; --muted:#9A93AE;
  --line:#EFE6D6; --line-2:#F6EFDF;
  --primary:#6E56F8; --primary-2:#8B72FF; --primary-soft:#E5DEFF;
  --accent:#FFB347; --accent-2:#FFC97A;
  --need:#FF7A6B; --need-soft:#FFE2DD;
  --want:#FFB347; --want-soft:#FFEED1;
  --save:#2EC4A2; --save-soft:#D4F4EC;
  --gold:#F4C24E; --pink:#FF8FB8; --sky:#7CC4F2;
  --shadow-sm:0 2px 6px rgba(31,27,46,.06);
  --shadow:0 10px 30px rgba(31,27,46,.08);
  --shadow-lg:0 24px 60px rgba(31,27,46,.16);
  --radius:22px; --radius-sm:14px; --radius-xs:10px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:'Plus Jakarta Sans',system-ui,-apple-system,sans-serif;
  background:radial-gradient(1200px 600px at -10% -20%,#FFE3C4 0%,transparent 60%),radial-gradient(900px 500px at 110% 0%,#E5DEFF 0%,transparent 55%),var(--bg);
  color:var(--ink);min-height:100vh;-webkit-font-smoothing:antialiased;
}
button{font-family:inherit;cursor:pointer;border:none;background:none;color:inherit}
input,select,textarea{font-family:inherit;color:inherit}
h1,h2,h3,h4{margin:0;font-weight:700;letter-spacing:-.01em}
.serif{font-family:'Fraunces',serif;font-weight:700;letter-spacing:-.02em}
.num{font-family:'Fraunces',serif;font-weight:700;letter-spacing:-.02em}

.screen{display:none;min-height:100vh}
.screen.active{display:block;animation:fade .3s ease}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

/* ============= AUTH SCREEN ============= */
#screen-login{display:none;align-items:center;justify-content:center;padding:24px}
#screen-login.active{display:flex}
.login-card{
  background:var(--surface);border-radius:28px;padding:40px;max-width:440px;width:100%;
  box-shadow:var(--shadow-lg);position:relative;overflow:hidden;
}
.login-card:before{content:'';position:absolute;top:-100px;right:-100px;width:280px;height:280px;background:radial-gradient(circle,#E5DEFF,transparent 70%)}
.login-brand{display:flex;align-items:center;gap:12px;margin-bottom:28px;position:relative}
.brand-mark{
  width:48px;height:48px;border-radius:14px;
  background:conic-gradient(from 210deg,#FFB347,#FF7A6B,#6E56F8,#2EC4A2,#FFB347);
  display:grid;place-items:center;color:#1E1740;font-weight:800;
  box-shadow:inset 0 0 0 4px #1E1740;
}
.brand-mark span{
  width:22px;height:22px;border-radius:8px;background:#FFF7EC;
  display:grid;place-items:center;font-family:'Fraunces',serif;font-size:16px;color:#1E1740;font-weight:800;
}
.login-brand h1{font-family:'Fraunces',serif;font-size:30px;font-weight:800}
.login-brand p{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-soft);margin:2px 0 0;font-weight:600}
.login-card h2{font-family:'Fraunces',serif;font-size:26px;margin:6px 0 8px;position:relative}
.login-card .ds{color:var(--ink-soft);font-size:14px;margin-bottom:24px;position:relative}
.field{margin-bottom:14px;position:relative}
.field label{display:block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--ink-soft);margin-bottom:6px}
.input{
  width:100%;background:var(--surface-2);border:1.5px solid var(--line);border-radius:12px;
  padding:12px 14px;font-size:14.5px;font-weight:500;color:var(--ink);outline:none;transition:all .15s;
}
.input:focus{border-color:var(--primary);background:#fff;box-shadow:0 0 0 3px var(--primary-soft)}
.btn-primary{
  width:100%;background:linear-gradient(90deg,#FFB347,#FF7A6B);color:#1E1740;font-weight:800;
  padding:14px;border-radius:12px;font-size:15px;box-shadow:0 8px 22px rgba(255,122,107,.35);
  margin-top:6px;transition:transform .12s;
}
.btn-primary:hover{transform:translateY(-1px)}
.btn-primary:active{transform:translateY(1px)}
.login-foot{margin-top:18px;font-size:12.5px;color:var(--ink-soft);text-align:center;position:relative}
.login-foot a{color:var(--primary);font-weight:700;cursor:pointer;text-decoration:underline}
.local-note{
  margin-top:18px;padding:10px 12px;background:var(--surface-2);border:1px dashed var(--line);
  border-radius:10px;font-size:11.5px;color:var(--ink-soft);text-align:center;position:relative;
}

/* ============= ONBOARDING ============= */
#screen-onboarding{display:none;padding:32px 20px}
#screen-onboarding.active{display:block}
.ob-wrap{max-width:680px;margin:0 auto}
.ob-progress{display:flex;gap:6px;margin-bottom:18px}
.ob-progress span{flex:1;height:6px;border-radius:99px;background:var(--line);transition:background .2s}
.ob-progress span.done{background:linear-gradient(90deg,#FFB347,#FF7A6B)}
.ob-progress span.active{background:var(--primary)}
.ob-card{
  background:var(--surface);border-radius:24px;padding:32px;box-shadow:var(--shadow);position:relative;overflow:hidden;
}
.ob-card:before{content:'';position:absolute;top:-80px;right:-80px;width:240px;height:240px;background:radial-gradient(circle,#FFE3C4,transparent 70%)}
.ob-step{display:none;position:relative}
.ob-step.active{display:block;animation:fade .25s ease}
.ob-eyebrow{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--primary);font-weight:800;margin-bottom:6px}
.ob-step h2{font-family:'Fraunces',serif;font-size:32px;font-weight:800;margin:0 0 8px}
.ob-step p{color:var(--ink-soft);font-size:14px;margin:0 0 20px;line-height:1.6}
.ob-step .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ob-actions{display:flex;justify-content:space-between;margin-top:24px;gap:10px}
.btn{display:inline-flex;align-items:center;gap:7px;padding:11px 18px;border-radius:12px;font-weight:700;font-size:14px;border:1.5px solid transparent;transition:all .12s}
.btn.primary{background:linear-gradient(90deg,#FFB347,#FF7A6B);color:#1E1740;box-shadow:0 8px 22px rgba(255,122,107,.35)}
.btn.primary:hover{transform:translateY(-1px)}
.btn.primary:active{transform:translateY(1px)}
.btn.outline{background:#fff;color:var(--ink);border-color:var(--line)}
.btn.outline:hover{border-color:var(--primary);color:var(--primary)}
.btn.ghost{background:transparent;color:var(--ink-soft)}
.btn.ghost:hover{color:var(--ink)}
.btn.ink{background:var(--ink);color:#fff}
.btn.sm{padding:7px 12px;font-size:12.5px}
.btn.danger{color:var(--need);border-color:var(--need-soft)}

.split-suggest{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}
.split-suggest button{
  background:var(--surface-2);border:1.5px solid var(--line);border-radius:10px;padding:10px 14px;
  font-weight:700;font-size:13px;cursor:pointer;color:var(--ink);
}
.split-suggest button.active{background:var(--primary);color:#fff;border-color:var(--primary)}
.split-suggest button:hover{border-color:var(--primary)}

.ob-cat-list{margin-top:14px;max-height:420px;overflow-y:auto;padding-right:8px}
.ob-cat{
  background:var(--surface-2);border:1px solid var(--line);border-radius:12px;padding:10px 12px;margin-bottom:8px;
  display:grid;grid-template-columns:auto 1fr 110px;gap:10px;align-items:center;
}
.ob-cat .em{font-size:18px}
.ob-cat .nm{font-weight:600;font-size:13.5px}
.ob-cat input{width:100%;border:1px solid var(--line);background:#fff;border-radius:8px;padding:6px 10px;text-align:right;font-weight:700;font-family:'Fraunces',serif;font-size:14px;outline:none}
.ob-cat input:focus{border-color:var(--primary)}
.ob-section-head{display:flex;justify-content:space-between;align-items:center;margin:16px 0 8px}
.ob-section-head .tag-pill{font-size:11px;font-weight:800;padding:3px 9px;border-radius:6px;letter-spacing:.05em;text-transform:uppercase}
.tag-need{background:var(--need-soft);color:#A53C32}
.tag-want{background:var(--want-soft);color:#A06A12}
.tag-save{background:var(--save-soft);color:#0E715B}
.tag-joint{background:#E5DEFF;color:#4F33C2}
.tag-mine{background:var(--primary-soft);color:#4F33C2}

/* ============= MAIN APP LAYOUT ============= */
#screen-app{display:none}
#screen-app.active{display:grid;grid-template-columns:240px 1fr;min-height:100vh}
.sidebar{
  position:sticky;top:0;height:100vh;padding:22px 16px;display:flex;flex-direction:column;gap:4px;
  background:linear-gradient(180deg,#1E1740 0%,#3B2A78 100%);color:#fff;
}
.sb-brand{display:flex;align-items:center;gap:10px;padding:6px 8px 22px}
.sb-brand .brand-mark{width:36px;height:36px}
.sb-brand .brand-mark span{width:18px;height:18px;font-size:14px}
.sb-brand h1{font-family:'Fraunces',serif;font-weight:800;font-size:20px}
.sb-brand p{font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:#C9BEFF;font-weight:700;margin:1px 0 0}
.nav-section{font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:#9A8FD9;padding:14px 12px 6px;font-weight:700}
.nav-item{
  display:flex;align-items:center;gap:11px;padding:10px 12px;border-radius:10px;
  color:#D9D0FF;font-weight:600;font-size:13.5px;cursor:pointer;transition:all .12s;border:1px solid transparent;
}
.nav-item:hover{background:rgba(255,255,255,.06);color:#fff}
.nav-item.active{background:rgba(255,255,255,.1);color:#fff;border-color:rgba(255,255,255,.08)}
.nav-icon{width:22px;height:22px;display:grid;place-items:center;font-size:15px}
.sb-foot{margin-top:auto;padding:10px 8px 0}
.user-card{
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:12px;
  display:flex;align-items:center;gap:10px;
}
.user-av{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,#FFB347,#FF7A6B);color:#1E1740;display:grid;place-items:center;font-weight:800;font-size:14px}
.user-card .nm{font-weight:700;font-size:13px;color:#fff}
.user-card .em{font-size:10.5px;color:#C9BEFF}
.user-card .lo{margin-left:auto;color:#C9BEFF;cursor:pointer;font-size:14px;padding:6px}
.user-card .lo:hover{color:#fff}

.main{padding:22px 28px 80px;max-width:1400px;width:100%}
.topbar{display:flex;align-items:center;gap:14px;margin-bottom:20px;flex-wrap:wrap}
.greet{display:flex;flex-direction:column}
.greet small{color:var(--ink-soft);font-size:12.5px;font-weight:500}
.greet h1{font-size:24px;font-family:'Fraunces',serif;font-weight:800}
.greet h1 .wave{display:inline-block;animation:wave 1.6s ease-in-out infinite;transform-origin:70% 70%}
@keyframes wave{0%,60%,100%{transform:rotate(0)}10%{transform:rotate(14deg)}30%{transform:rotate(-8deg)}50%{transform:rotate(10deg)}}
.topbar .right{margin-left:auto;display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.month-picker{
  display:inline-flex;align-items:center;gap:6px;background:var(--surface);border:1.5px solid var(--line);border-radius:12px;padding:8px 14px;
  font-weight:700;font-size:13.5px;cursor:pointer;box-shadow:var(--shadow-sm);
}
.month-picker:hover{border-color:var(--primary)}
.month-picker .arr{color:var(--ink-soft);font-size:11px}
.chip{
  display:inline-flex;align-items:center;gap:7px;background:var(--surface);
  border:1px solid var(--line);padding:7px 12px;border-radius:99px;font-weight:700;font-size:12.5px;
  box-shadow:var(--shadow-sm);
}
.chip.streak{background:linear-gradient(90deg,#FFE2DD,#FFEED1);border-color:#FFD8C2}
.chip.coins{background:linear-gradient(90deg,#FFF4D2,#FFE9A8);border-color:#F4D88F}
.chip.level{background:linear-gradient(90deg,#E5DEFF,#D4F4EC);border-color:#C7BBFF}

/* ============= VIEWS ============= */
.view{display:none;animation:fade .25s ease}
.view.active{display:block}

.grid{display:grid;gap:18px}
.g-12{grid-template-columns:repeat(12,1fr)}
.col-3{grid-column:span 3}.col-4{grid-column:span 4}.col-5{grid-column:span 5}
.col-6{grid-column:span 6}.col-7{grid-column:span 7}.col-8{grid-column:span 8}
.col-9{grid-column:span 9}.col-12{grid-column:span 12}
@media (max-width:1100px){.col-3,.col-4,.col-5,.col-6,.col-7,.col-8,.col-9{grid-column:span 12}}

.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-sm);position:relative;overflow:hidden}
.card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;gap:10px;flex-wrap:wrap}
.card-head h3{font-size:15px;font-family:'Fraunces',serif;font-weight:700}
.card-head .link{color:var(--primary);font-weight:700;font-size:12.5px;cursor:pointer}
.card-head .link:hover{text-decoration:underline}

/* ============= HERO ============= */
.hero{
  background:radial-gradient(600px 200px at 90% -20%,rgba(255,179,71,.35),transparent 60%),
    radial-gradient(500px 200px at -10% 120%,rgba(110,86,248,.22),transparent 60%),
    linear-gradient(135deg,#1E1740 0%,#3B2A78 100%);
  color:#fff;border:none;border-radius:28px;padding:28px;
  display:grid;grid-template-columns:1.4fr 1fr;gap:24px;
}
.hero h2{font-family:'Fraunces',serif;font-size:46px;font-weight:800;line-height:1;margin:8px 0 4px}
.hero h2 .cur{font-size:26px;color:#FFB347;margin-right:4px;font-family:'Plus Jakarta Sans',sans-serif;font-weight:700}
.hero .label{color:#C9BEFF;font-size:11px;letter-spacing:.18em;text-transform:uppercase;font-weight:800}
.hero .sub{color:#D9D0FF;margin-top:6px;font-size:14px;line-height:1.5}
.hero .sub b{color:#FFB347;font-weight:700}
.hero .actions{display:flex;gap:10px;margin-top:18px;flex-wrap:wrap}
.btn.ghost{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.15)}
.btn.ghost:hover{background:rgba(255,255,255,.14)}
.hero-right{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:20px;padding:18px;display:flex;flex-direction:column;justify-content:space-between}
.split-bar{height:14px;border-radius:99px;background:rgba(255,255,255,.1);overflow:hidden;display:flex}
.split-bar > span{display:block;height:100%}
.split-legend{display:flex;justify-content:space-between;margin-top:12px;gap:8px;font-size:12px;color:#EDE7FF}
.split-legend div{display:flex;align-items:center;gap:6px}
.split-legend i{width:10px;height:10px;border-radius:3px;display:inline-block}

/* ============= MASCOT ============= */
.mascot-card{background:linear-gradient(160deg,#FFF4D2 0%,#FFE2DD 100%);border-radius:24px;padding:18px;display:flex;align-items:center;gap:14px;border:1px solid #F4D8B8}
.mascot-card .bubble{background:#fff;border-radius:14px;padding:10px 12px;font-size:13px;color:var(--ink);border:1px solid #FFE0BC;flex:1;position:relative;line-height:1.5}
.mascot-card .bubble:before{content:'';position:absolute;left:-8px;top:14px;width:0;height:0;border:8px solid transparent;border-right-color:#fff}
.mascot-card .bubble b{font-weight:700;color:var(--primary)}
.mascot{
  width:64px;height:64px;border-radius:50%;
  background:radial-gradient(circle at 35% 30%,#FFD27A,#FFB347 60%,#E58F2E);
  display:grid;place-items:center;font-size:34px;flex-shrink:0;
  box-shadow:inset 0 -6px 12px rgba(0,0,0,.06),0 6px 16px rgba(229,143,46,.4);
  animation:bob 3s ease-in-out infinite;
}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-4px)}}

/* ============= MASTERS ============= */
.masters{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.master{border-radius:20px;padding:18px;border:1px solid var(--line);position:relative;overflow:hidden;background:var(--surface)}
.master.need{background:linear-gradient(160deg,#FFE2DD,#FFF1ED)}
.master.want{background:linear-gradient(160deg,#FFEED1,#FFF7E5)}
.master.save{background:linear-gradient(160deg,#D4F4EC,#EAFBF5)}
.master h4{font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--ink-soft)}
.master .amt{font-family:'Fraunces',serif;font-size:28px;font-weight:800;margin-top:4px}
.master .amt small{font-size:12px;color:var(--ink-soft);font-family:'Plus Jakarta Sans',sans-serif;font-weight:500}
.master .meta{display:flex;justify-content:space-between;font-size:11.5px;color:var(--ink-soft);margin-top:8px;font-weight:600}
.bar{height:8px;border-radius:99px;background:rgba(31,27,46,.08);overflow:hidden;margin-top:12px}
.bar > span{display:block;height:100%;border-radius:99px;background:var(--primary);transition:width .4s ease}
.bar.need > span{background:var(--need)}
.bar.want > span{background:var(--want)}
.bar.save > span{background:var(--save)}
.bar.over > span{background:var(--need);box-shadow:0 0 8px rgba(255,122,107,.5)}

/* ============= JARS ============= */
.jars{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:14px}
.jar{
  background:var(--surface);border:1px solid var(--line);border-radius:20px;padding:14px;
  display:flex;flex-direction:column;align-items:center;gap:8px;cursor:pointer;
  transition:transform .15s,box-shadow .15s;position:relative;
}
.jar:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.jar .emoji{font-size:30px;margin-top:4px}
.jar .name{font-size:13px;font-weight:700;text-align:center}
.jar .glass{
  width:80px;height:96px;background:#F6F0E2;border-radius:14px 14px 16px 16px;
  position:relative;overflow:hidden;border:2px solid var(--line);
  box-shadow:inset 0 -8px 12px rgba(0,0,0,.05);
}
.jar .glass:before{content:'';position:absolute;top:-6px;left:50%;transform:translateX(-50%);width:50px;height:8px;background:#E5DACB;border-radius:4px;z-index:1}
.jar .liquid{position:absolute;left:0;right:0;bottom:0;background:linear-gradient(180deg,var(--c1) 0%,var(--c2) 100%);transition:height .5s cubic-bezier(.2,.8,.2,1)}
.jar .liquid:after{content:'';position:absolute;left:0;right:0;top:0;height:6px;background:rgba(255,255,255,.4);border-radius:50%;filter:blur(2px)}
.jar .vals{font-size:11px;color:var(--ink-soft);text-align:center;line-height:1.4;font-weight:600}
.jar .vals b{color:var(--ink);font-size:13px;font-family:'Fraunces',serif;font-weight:700}
.jar.over .glass{border-color:var(--need);box-shadow:0 0 0 3px var(--need-soft)}
.jar.over .name{color:var(--need)}
.jar .tag{position:absolute;top:8px;right:8px;font-size:9px;font-weight:800;padding:2px 6px;border-radius:5px;letter-spacing:.06em}
.jar .tag.need{background:var(--need-soft);color:#A53C32}
.jar .tag.want{background:var(--want-soft);color:#A06A12}
.jar .tag.save{background:var(--save-soft);color:#0E715B}

/* ============= TXNS ============= */
.txn{display:flex;align-items:center;gap:12px;padding:12px 0;border-bottom:1px dashed var(--line)}
.txn:last-child{border-bottom:none}
.txn .ic{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;font-size:18px;flex-shrink:0;background:var(--surface-2);border:1px solid var(--line)}
.txn .info{flex:1;min-width:0}
.txn .info .ti{font-weight:700;font-size:14px}
.txn .info .ts{font-size:11.5px;color:var(--ink-soft);margin-top:1px}
.txn .amt{font-weight:800;font-family:'Fraunces',serif;font-size:16px}
.txn .delete{font-size:13px;color:var(--muted);cursor:pointer;padding:4px 8px;border-radius:6px;opacity:0;transition:opacity .15s}
.txn:hover .delete{opacity:1}
.txn .delete:hover{color:var(--need);background:var(--need-soft)}

/* ============= CATEGORY ROW ============= */
.cat-list{display:flex;flex-direction:column;gap:10px}
.cat{background:var(--surface);border:1px solid var(--line);border-radius:16px;transition:all .12s}
.cat:hover{border-color:var(--primary);box-shadow:var(--shadow-sm)}
.cat.over{border-color:var(--need)}
.cat-row{display:grid;grid-template-columns:auto 1fr auto auto auto;gap:14px;align-items:center;padding:14px 16px;cursor:pointer}
.cat-em{width:42px;height:42px;border-radius:12px;background:var(--surface-2);display:grid;place-items:center;font-size:20px;border:1px solid var(--line)}
.cat-info .nm{font-weight:700;font-size:14.5px;display:flex;align-items:center;gap:8px}
.cat-info .sub-line{font-size:11.5px;color:var(--ink-soft);margin-top:2px;font-weight:500}
.cat-prog{width:160px}
.cat-prog .lab{display:flex;justify-content:space-between;font-size:11.5px;color:var(--ink-soft);margin-bottom:4px;font-weight:600}
.cat-prog .lab b{color:var(--ink);font-weight:700}
.cat-amt{text-align:right}
.cat-amt .left{font-family:'Fraunces',serif;font-size:18px;font-weight:800}
.cat-amt .of{font-size:11px;color:var(--ink-soft);font-weight:600}
.cat .chev{color:var(--muted);font-size:14px;transition:transform .2s}
.cat.open .chev{transform:rotate(180deg)}
.subs{display:none;border-top:1px solid var(--line);padding:10px 16px 14px}
.cat.open .subs{display:block}
.sub-row{display:grid;grid-template-columns:auto 1fr auto auto auto;gap:12px;align-items:center;padding:9px 0;border-bottom:1px dashed var(--line-2)}
.sub-row:last-of-type{border-bottom:none}
.sub-em{width:26px;height:26px;border-radius:7px;background:var(--surface-2);display:grid;place-items:center;font-size:13px}
.sub-row .nm{font-weight:600;font-size:13px}
.sub-row .pr{width:120px}
.sub-row .am{font-family:'Fraunces',serif;font-weight:700;font-size:14px;text-align:right;min-width:90px}
.sub-row .am .of{font-size:10.5px;color:var(--ink-soft);font-family:'Plus Jakarta Sans',sans-serif;font-weight:500}
.sub-actions{display:flex;gap:4px}
.sub-actions button{font-size:11px;color:var(--primary);font-weight:700;padding:4px 8px;border-radius:6px}
.sub-actions button:hover{background:var(--surface-2)}
.add-sub{display:flex;align-items:center;gap:6px;color:var(--primary);font-weight:700;font-size:12.5px;padding:10px 0 4px;cursor:pointer}
.add-sub:hover{text-decoration:underline}

.tag{font-size:10px;font-weight:800;padding:2px 7px;border-radius:5px;letter-spacing:.04em;text-transform:uppercase}
.tag.need{background:var(--need-soft);color:#A53C32}
.tag.want{background:var(--want-soft);color:#A06A12}
.tag.save{background:var(--save-soft);color:#0E715B}

/* ============= GOALS ============= */
.goals-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:14px}
.goal-card{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:18px;position:relative;overflow:hidden;transition:transform .15s,box-shadow .15s}
.goal-card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.goal-card .img{width:100%;height:90px;border-radius:12px;margin-bottom:12px;position:relative;overflow:hidden}
.goal-card .img:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 50%,rgba(0,0,0,.35))}
.goal-card .img .em{position:absolute;left:12px;bottom:10px;font-size:22px;background:rgba(255,255,255,.95);width:38px;height:38px;border-radius:11px;display:grid;place-items:center;z-index:1}
.goal-card .img .badge{position:absolute;right:10px;top:10px;background:rgba(255,255,255,.95);color:var(--ink);font-size:11px;font-weight:800;padding:3px 8px;border-radius:6px;z-index:1}
.goal-card .img .badge.done{background:#2EC4A2;color:#fff}
.goal-card .nm{font-family:'Fraunces',serif;font-size:18px;font-weight:800}
.goal-card .by{font-size:11.5px;color:var(--ink-soft);margin-top:1px;font-weight:600}
.goal-card .progress{margin-top:12px}
.goal-card .nums{display:flex;justify-content:space-between;align-items:baseline;font-size:12px;color:var(--ink-soft);margin-bottom:4px;font-weight:600}
.goal-card .nums b{color:var(--ink);font-family:'Fraunces',serif;font-size:16px;font-weight:800}
.goal-card .meta{display:flex;justify-content:space-between;margin-top:14px;padding-top:12px;border-top:1px dashed var(--line);font-size:11.5px;color:var(--ink-soft);font-weight:600}
.goal-card .meta b{color:var(--ink);font-weight:700}
.goal-card .actions{display:flex;gap:6px;margin-top:12px}
.bg-vacation{background:linear-gradient(135deg,#3D6B8C,#7AA8C9)}
.bg-europe{background:linear-gradient(135deg,#4F4670,#8B7BAA)}
.bg-car{background:linear-gradient(135deg,#454A57,#737A8C)}
.bg-house{background:linear-gradient(135deg,#5C5040,#94826B)}
.bg-debt{background:linear-gradient(135deg,#7A4347,#B26B6F)}
.bg-emergency{background:linear-gradient(135deg,#3F5E55,#719188)}
.bg-laptop{background:linear-gradient(135deg,#2D3447,#5C6479)}
.bg-gold{background:linear-gradient(135deg,#A57E54,#D4AC7A)}
.bg-festival{background:linear-gradient(135deg,#8B3A4F,#C57A8E)}
.bg-retirement{background:linear-gradient(135deg,#3F4F6E,#7B8AA5)}
.bg-wedding{background:linear-gradient(135deg,#8B3A4F,#C57A8E)}
.bg-education{background:linear-gradient(135deg,#2D3447,#5C6479)}

/* ============= LEVEL CARD ============= */
.level-card{background:linear-gradient(160deg,#1E1740,#3B2A78);color:#fff;border-radius:24px;padding:22px}
.level-card .lab{color:#C9BEFF;letter-spacing:.16em;text-transform:uppercase;font-size:11px;font-weight:800}
.level-card .lvl{font-family:'Fraunces',serif;font-size:36px;font-weight:800}
.level-card .nx{color:#EDE7FF;font-size:13px;margin-top:8px}
.level-card .bar{background:rgba(255,255,255,.12);margin-top:8px}
.level-card .bar > span{background:linear-gradient(90deg,#FFB347,#FF7A6B)}
.level-card .stats{display:flex;gap:8px;margin-top:14px;flex-wrap:wrap}
.level-card .stats .ch{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);border-radius:10px;padding:7px 11px;font-size:12px;color:#fff;font-weight:700}

.streak-strip{display:flex;gap:5px;flex-wrap:wrap;margin-top:14px}
.streak-day{width:32px;height:32px;border-radius:8px;display:grid;place-items:center;background:var(--surface-2);border:1px solid var(--line);font-weight:800;font-size:11px;color:var(--ink-soft)}
.streak-day.done{background:linear-gradient(160deg,#FFB347,#FF7A6B);color:#1E1740;border-color:transparent}
.streak-day.today{outline:2px dashed var(--primary);outline-offset:2px}

.badges-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:12px}
.badge-card{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:14px 12px;text-align:center;position:relative;transition:transform .15s}
.badge-card:hover{transform:translateY(-2px)}
.badge-card.earned{background:linear-gradient(160deg,#FFF4D2,#FFE2DD);border-color:#F4D88F}
.badge-card.locked .em{filter:grayscale(1) opacity(.4)}
.badge-card .em{font-size:28px;display:block;margin-bottom:6px}
.badge-card .nm{font-weight:800;font-size:12px}
.badge-card .ds{font-size:10.5px;color:var(--ink-soft);margin-top:2px;font-weight:500}
.badge-card .star{position:absolute;top:7px;right:7px;font-size:11px;color:var(--gold)}

/* ============= REPORTS ============= */
.kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
@media (max-width:1100px){.kpi-grid{grid-template-columns:repeat(2,1fr)}}
.kpi{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:18px;position:relative;overflow:hidden}
.kpi:before{content:'';position:absolute;right:-30px;top:-30px;width:120px;height:120px;border-radius:50%;background:var(--c,#E5DEFF);opacity:.5}
.kpi .lab{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);font-weight:800;position:relative}
.kpi .v{font-family:'Fraunces',serif;font-size:28px;font-weight:800;margin-top:4px;position:relative}
.kpi .sub{font-size:11.5px;color:var(--ink-soft);margin-top:2px;position:relative;font-weight:500}
.kpi.save{--c:#D4F4EC}
.kpi.invest{--c:#E5DEFF}
.kpi.debt{--c:#FFE2DD}
.kpi.networth{--c:#FFEED1}

/* ============= MODAL ============= */
.modal-bg{position:fixed;inset:0;background:rgba(31,27,46,.5);backdrop-filter:blur(6px);display:none;align-items:center;justify-content:center;z-index:80;padding:20px}
.modal-bg.show{display:flex;animation:fade .25s ease}
.modal{background:var(--surface);border-radius:24px;padding:24px;width:100%;max-width:520px;box-shadow:var(--shadow-lg);max-height:90vh;overflow-y:auto}
.modal h2{font-family:'Fraunces',serif;font-size:24px;font-weight:800}
.modal-row{margin:14px 0}
.modal-row label{display:block;font-size:11px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--ink-soft);margin-bottom:6px}
.cat-chips{display:flex;flex-wrap:wrap;gap:6px;max-height:160px;overflow-y:auto;padding:4px}
.cat-chip{display:flex;align-items:center;gap:6px;padding:8px 12px;border-radius:99px;border:1px solid var(--line);background:#fff;font-weight:700;font-size:13px;cursor:pointer}
.cat-chip:hover{border-color:var(--primary)}
.cat-chip.active{background:var(--ink);color:#fff;border-color:var(--ink)}
.amt-display{font-family:'Fraunces',serif;font-size:38px;font-weight:800;text-align:center;padding:14px;background:linear-gradient(135deg,#FFF4D2,#FFE2DD);border-radius:16px;border:1px solid #F4D8B8}
.amt-display .cur{font-size:22px;color:var(--accent);margin-right:4px}

.borrow-vis{display:grid;grid-template-columns:1fr auto 1fr;gap:14px;align-items:center;margin:12px 0}
.borrow-jar{background:var(--surface-2);border:1px solid var(--line);border-radius:14px;padding:12px;text-align:center}
.borrow-jar .em{font-size:24px}
.borrow-jar .nm{font-weight:700;margin-top:4px;font-size:13px}
.borrow-jar .am{font-family:'Fraunces',serif;font-size:14px;color:var(--ink-soft);margin-top:2px;font-weight:600}
.borrow-arrow{color:var(--accent);font-size:20px;animation:slide 1.4s ease-in-out infinite}
@keyframes slide{0%,100%{transform:translateX(0)}50%{transform:translateX(6px)}}

/* ============= MONTH PICKER ============= */
.month-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px;margin-top:14px}
.month-tile{background:var(--surface-2);border:1.5px solid var(--line);border-radius:14px;padding:14px;cursor:pointer;transition:all .12s}
.month-tile:hover{border-color:var(--primary)}
.month-tile.active{background:linear-gradient(160deg,#FFF4D2,#FFE2DD);border-color:#F4D88F}
.month-tile .lab{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);font-weight:800}
.month-tile .nm{font-family:'Fraunces',serif;font-size:18px;font-weight:800;margin-top:2px}
.month-tile .stats{display:flex;justify-content:space-between;margin-top:8px;font-size:11.5px;color:var(--ink-soft);font-weight:600}
.month-tile .stats b{color:var(--ink)}
.month-tile .badge{display:inline-block;font-size:10px;font-weight:800;padding:2px 7px;border-radius:5px;margin-top:6px;letter-spacing:.04em;text-transform:uppercase}
.month-tile .badge.active{background:#2EC4A2;color:#fff}
.month-tile .badge.closed{background:var(--surface-2);color:var(--ink-soft);border:1px solid var(--line)}

/* FAB */
.fab{position:fixed;right:28px;bottom:28px;width:60px;height:60px;border-radius:50%;background:linear-gradient(135deg,#FFB347,#FF7A6B);color:#1E1740;font-size:28px;font-weight:800;display:grid;place-items:center;box-shadow:0 18px 40px rgba(255,122,107,.45);z-index:30;cursor:pointer;transition:transform .15s}
.fab:hover{transform:scale(1.05) rotate(8deg)}

.toast{position:fixed;left:50%;bottom:30px;transform:translateX(-50%) translateY(120px);background:var(--ink);color:#fff;padding:12px 18px;border-radius:14px;font-weight:700;font-size:14px;box-shadow:var(--shadow-lg);z-index:90;transition:transform .3s ease;display:flex;align-items:center;gap:10px}
.toast.show{transform:translateX(-50%) translateY(0)}
.confetti{position:fixed;inset:0;pointer-events:none;z-index:85;overflow:hidden;display:none}
.confetti.show{display:block}
.confetti i{position:absolute;width:10px;height:14px;border-radius:2px;animation:fall 1.8s ease-in forwards}
@keyframes fall{0%{transform:translateY(-20vh) rotate(0);opacity:1}100%{transform:translateY(110vh) rotate(720deg);opacity:0}}

.empty{text-align:center;padding:30px;color:var(--ink-soft);font-size:13px;font-weight:500}
.empty .em{font-size:42px;display:block;margin-bottom:8px}

/* Switch */
.switch{position:relative;width:38px;height:22px;background:var(--line);border-radius:99px;cursor:pointer;transition:background .15s;flex-shrink:0}
.switch.on{background:var(--save)}
.switch:after{content:'';position:absolute;top:2px;left:2px;width:18px;height:18px;border-radius:50%;background:#fff;transition:left .15s;box-shadow:0 1px 3px rgba(0,0,0,.15)}
.switch.on:after{left:18px}

/* Mobile */
@media (max-width:880px){
  #screen-app.active{grid-template-columns:1fr}
  .sidebar{position:relative;height:auto;flex-direction:row;overflow-x:auto;padding:14px;gap:6px}
  .sb-brand,.nav-section,.sb-foot{display:none}
  .nav-item{flex-shrink:0}
  .hero{grid-template-columns:1fr}
  .masters{grid-template-columns:1fr}
  .kpi-grid{grid-template-columns:1fr}
  .main{padding:18px 18px 100px}
}